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A visionary is born


Ninan Mathai Muthoot
Patron Founder ( 1873 - 1955 )



Muthoot Pappachan
Founder ( 1927 - 2004 )

A simple and devout man Muthoot Pappachan espoused a nine point formula that stood by him in realising his goals. They are love, peace, happiness, kindness, helpfulness, patience, pleasantness, faithfulness, and self control. These ethics have been a guiding light to the path of his successors and have permeated every strata of the Muthoot Pappachan Group. These values still govern every decision in the Group.

When asked for his formula to success he quipped, "unflinching faith in the Almighty and unshakeable determination to face and overcome challenges." In dire circumstances and sometimes in the face of loss he was heard to quote that a debit on earth will be a credit in heaven. A man, known to adhere to his word, he instilled these values throughout the organization he nurtured.